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["Credit Score Improvement Checklist"]
[]
[]
[null,"TASK TITLE","DESCRIPTION","STATUS"]
[1,"Know Your Credit Score","Get your credit score from a reliable source like a credit bureau or financial institution.","Completed"]
[2,"Check Your Credit Report","Obtain and review your credit reports from all three major credit bureaus for errors.","Completed"]
[3,"Pay Bills on Time","Pay all bills, including credit cards, loans, and utilities, on time to avoid negative impacts on your score.","In Progress"]
[4,"Keep Balances Low","Maintain low balances on your credit cards relative to your credit limits to show good credit management.","Pending"]
[5,"Limit New Credit Applications","Avoid applying for multiple new credit cards or loans in a short time, as this can hurt your score.","Cancelled"]
[6,"Use Different Types of Credit","Use a variety of credit types, such as credit cards, loans, and mortgages, to build a diverse credit profile.","Deferred"]
[7,"Keep Old Accounts Open","Keep older credit accounts open to lengthen your credit history, which can boost your score.","Not Started"]
[8,"Set Up Payment Reminders","Use reminders or automatic payments to ensure you never miss a bill due date.","Not Started"]
[9,"Monitor Your Credit Regularly","Regularly check your credit report and score to spot any errors or suspicious activity.","Not Started"]
[10,"Limit Credit Inquiries","Be cautious with credit inquiries; too many can lower your score.","In Progress"]
[11,"Seek Professional Help","Consider consulting a credit counselor or financial advisor for tailored advice on improving your credit.","Not Started"]
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{"sheet":"Info","index":1,"n_rows":9,"n_cols":3,"rows_kept":9,"flags":["formulas_cached_only"]}
["Info"]
[]
[null,"STATUS","DESCRIPTION"]
[null,"Not Started","This status indicates that the task has not been started yet."]
[null,"In Progress","This status indicates that work on the task is currently ongoing."]
[null,"Pending","This status indicates that the task is awaiting action or approval from someone else."]
[null,"Completed","This status indicates that the task has been successfully finished."]
[null,"Deferred","This status indicates that the task has been postponed or delayed for some reason."]
[null,"Cancelled","This status indicates that the task has been cancelled and will not be pursued further."]

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[]
[null,"TERMS OF USE"]
[null,"END USER LICENSES AGREEMENT"]
[]
[]
[null,null,"This End-User License Agreement (the \"Agreement\") is a legal contract between you (the \"User\") and Unleashed Excel (contact@unleashedexcel.com) governing the use of all Microsoft Excel templates, spreadsheets, and software created by Unleashed Excel."]
[]
[]
[null,null,"By downloading, copying, accessing, or otherwise using any of these templates, you agree to the following terms:\n\n* Prohibition of Transfer: You may NOT sell, resell, license, rent, lease, lend, or otherwise transfer these templates for value without the explicit written consent of Unleashed Excel.\n\n* Prohibition of Alteration: Unless you have acquired the appropriate license rights, you may NOT remove, modify, or obscure any Unleashed Excel logos, trademarks, copyrights, disclaimers, brand identifiers, terms of use, attributions, or other proprietary notices contained within the template.\n\n* Prohibition of Distribution: You may NOT distribute, publish, host, or make these templates available on any online gallery, website, or server accessible to the general public."]
{"$rows_empty":9}
[null,null,"Reservation of Rights\n"]
[]
[null,null,"All rights, titles, and copyrights in and to the templates, as well as any copies thereof, are owned exclusively by Unleashed Excel. Any use of the templates beyond the express permissions granted in this Agreement is prohibited and may result in legal actions, including severe civil and criminal penalties."]
[]
[]
[null,null,"CONTACT\n"]
[null,null,"For further information or to request specific permissions, please reach out to us at: contact@unleashedexcel.com"]